Terms & Conditions

Last Updated: July 2026

1. Acceptance of Terms

By accessing and using the Sanjivani CSP website (applyvalmocourier.com), you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

2. Description of Services

Sanjivani CSP provides a platform for individuals to apply for Customer Service Point (CSP) and Business Correspondent (BC) agent positions with various partner banks across India. Sanjivani CSP acts as an intermediary connecting aspiring Bank Mitra agents with banking institutions.

3. Eligibility

To apply for Sanjivani CSP services through Sanjivani CSP:

• You must be at least 18 years of age
• You must be an Indian citizen or resident
• You must provide accurate and truthful information in your application
• You may be required to pass a screening test provided by our partner banks

4. User Responsibilities

When using our website, you agree to:

• Provide accurate, current, and complete information
• Not misrepresent your identity or qualifications
• Not use the website for any unlawful purpose
• Not attempt to gain unauthorized access to our systems

5. Application Process

Submitting an application through Sanjivani CSP does not guarantee approval. All applications are subject to verification and approval by the respective partner bank. Sanjivani CSP reserves the right to reject any application at its discretion.

6. Intellectual Property

All content on this website, including text, graphics, logos, designs, and software, is the exclusive property of Sanjivani CSP and is protected by applicable intellectual property laws. You may not reproduce, copy, distribute, clone, scrape, or create derivative works from this website without our prior written consent. Unauthorized copying of this website is strictly prohibited and will result in legal action.

7. Limitation of Liability

Sanjivani CSP shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or inability to use our services. We do not guarantee uninterrupted or error-free operation of the website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

9. Modifications

Sanjivani CSP reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

10. Contact Information

For questions regarding these Terms and Conditions, please contact Sanjivani CSP:

• Email: info@applyvalmocourier.com
• Phone: 011 6932 0220
• Address: Commercial Branch, Topsia, Near Thisah Karma Building, Kolkata–700046, West Bengal, India